Updated National Insurance & Personal Allowance Rates

From April 2026, Personal Allowance – the amount of income you can earn before paying income tax – will be updated, along with National Insurance (NI) rates. This means your take-home pay and payroll contributions may change. Employees earning above the primary threshold will pay slightly more or less depending on the new NI bands. Keeping track of these updates is essential for accurate payroll, budgeting, and avoiding unexpected tax bills. If you need help understanding these changes or adjusting payroll, we can assist you and ensure everything is correct.